Benchmark brings together the most requested insurance coverages and services in one convenient package, while retaining the flexibility to customize the program to exactly fit your business' specific needs. In addition to the broadest protection package available you, benefit from the following advantages:

• Discounted package program pricing

• One easy-to-read contract

• One flexible payment plan for all your coverages

• Concurrent, coordinated coverage to eliminate potential coverage gaps.

Your custom package can include General Liability, Property and Crime designed to give you complete, worry-free protection

We can provide protection for your commercial property exposures, including:

• Real property
  
• Business personal property
  
• Burglary
  
• Theft
  
• Off Premises Power Failure
  
• Business Income
  
• Equipment Breakdown
  
• Food Spoilage
  

Our property coverage can be tailored to meet your insurance requirements at substantial cost savings.

• Blanket Coverage
  
• Replacement Cost
  
• No Coinsurance, when insured to value.

Primary limits are available up to $1 million per occurrence, with a $2 million aggregate.

• Liquor Liability available
  
• Druggist Liability available
  
• Employee Benefits Liability available
  
• Hired Auto Non-Owned Auto Liability available
  
• We offer a GL "coverage enhancement" endorsement that includes:
  
  • Broadened named insured
    
  • Non-owned watercraft less than 51 feet
    
• No coverage penalties for unintentional errors or omissions in the application process
  
• Tenants legal liability
  
• Policy is non-auditable
  

Other coverages available but not included in General Liability

• Employment Practices Liability
  
• Directors and Officers
  
• Fiduciary Liability
• Terrorism - Coverage for certified acts of Terrorism as defined by TRIA

• Managed Care Contracts
• Terrorism included for Certified Acts of Terrorism, as defined by TRIA

Our umbrella policy provides all the coverage you'd expect and more.

• Limits are $1-5 million per occurrence. Higher limits available where needed.
  
• Broadened coverages as well as excess limits.
  
• Enhancements included in our primary policies, as well as:
  
  • Broadened named insured
    
  • "Bodily injury" that includes mental anguish
    
  • Worldwide protection
    
  • No coverage penalties for unintentional errors or omissions in the application process.

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